Life is to enjoy and you do so with boozing. Alcohol consumption is injurious to health and rash driving is a serious threat to your life. And when the two combine, that is, drink and drive, it not only harms your health but also may result in fatal accident, resulting in even death. If you cannot control your urge for liquor, then do have a driver or at least, you should get yourselves health insuranceand auto insurance. Now with a reasonable insurance quotes, having an insurance is worth having and a necessity more than any thing else.